our flat

A computer ballot will be conducted to determine the queue positions of eligible applicants. All applicants will be informed of the outcome of the balloting by mid May 07.

Shortlisted applicants can expect to book their flats around Jun/Jul 07. The option fee is $500 for a 2-room flat, $1,000 for 3-room and $2,000 for 4- or 5-room flat. This fee is payable upon booking of the flat and can be by cash/cheque/NETS.

The CPF Housing Grant is a housing subsidy to assist primarily first-timer citizen married couples to buy a resale flat from the open market. The grant can be used for the initial downpayment of to reduce the housing loan quantum for purchase of the resale flat.

APPLY FOR HDB LOAN ELIGIBILITY (HLE)

Please ensure that you have the following documents/information with you before filling up the online form:
-Identity Cards/Passports/Social Visit Pass of applicants/occupiers
-Proof of Income e.g. Payslips, Notice of Assessment from IRAS based on the income guidelines for applicants/occupiers
-Name and address of employers for employed applicants
-Details of ownership of private property (if applicable)
-Number of HDB concessionary loan(s) taken by applicants/occupiers
-Details of financial commitments such as car loan, renovation loan etc.
From 1 Jan 2007, HDB will require all potential flat buyers and transferees who wish to get an HDB concessionary loan to first obtain an HDB Loan Eligibility (HLE) letter. The validity period of the HDB Loan Eligibility (HLE) is 3 months from the date of approval.

Select Flat
If your application is shortlisted, you will be invited to book a flat. If your queue number exceeds the number of flats offered for booking, your chances of selecting a flat will depend on the availability and ethnic quota when your turn is due.
(An option fee by cash, cheque or NETS. The booking fee will be refunded if you have sufficient money in your CPF Ordinary Account to pay the downpayment.)

Sign Agreement For Lease
You will be invited to sign the Agreement for Lease within 3 months from the date of booking of the new flat.
you must submit a valid HDB Loan Eligibility (HLE) letter if you are obtaining a housing loan from HDB.
( A downpayment* (plus 1-3% legal and stamp fees) by CPF money or cash. Click here for the fees payable.)

Collect flat keys
If you have selected a completed flat, i.e. flat already built, you will be invited to collect the keys to the new flat within 3 months from the date of booking of the new flat.
(- Balance the purchase price of the flat booked, by Cash or CPF or a combination of both.
- If you are eligible for an HDB concessionary rate loan, you may be given a loan up to the housing loan ceiling, subject to full usage of funds from your CPF Ordinary Account and credit assessment.
- If you intend to pay the monthly instalments partially or fully by cash, you will have to submit a completed GIRO application form before we grant you a loan. If we did not receive the completed GIRO application form on and before the appointment for keys collection, we may withdraw the letter of offer and you will have to find alternative financing for the purchase.)

Since 19 July 2005, the downpayment is reduced from 20% to 10% of the purchase price of the flat. The housing loan ceiling is raised from 80% to 90% of the purchase price of the flat. The revised downpayment and housing loan ceiling will apply to applicants who have selected a flat on or after 19 July 2005.

Fiance/Fiancee Scheme
Courting couples who intend to get married may apply under the Fiance/Fiancee scheme. You must produce your Marriage Certificate at the estimated Delivery Possession Date of the flat or 3 months after you have taken possession of the new flat, whichever is later.
If you solemnised your marriage before you take possession of your flat, you will have to submit a copy of your marriage certificate to our Sales Office.
If you solemnised your marriage after you have taken possession of the new flat, you will have to submit a copy of your Marriage Certificate to the HDB Branch Office managing your flat.
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venues for solemnisation

with the impending results of the ballot of our flat at Bedok, Agnes and myself have been discussing about having our ROM in June.

here are some ideas where we can conduct it:

Changi Village Hotel-$48+++ for tea,$58+++ for lunch ,and $68+++ for dinner
Nice sea and pool view. only problem a bit out of the way

M Hotel-lunch=$58,tea $48

Marriot Hotel-
Room Rental: $600.00+++
Room Rental with decorations: $800.00+++
Cocktail Reception:$70+++
Tea Reception: $65+++
Western Set/Buffet Lunch: $75+++
Western Set/Buffet Dinner: $85+++


Goodwood Park-old school charm but on the pricey side

swissotel merchant court

Conrad Contennial Hotel

Raffles Hotel- the grand dame of them all. But ex also

Fullerton Hotel - see above. good view of marina bay and the civic district

Ritz Carlton- see above and above. especially above

Shangri La - nice garden reception possible here

Amara( but oni 2 hrs for $999/30 pax)

Carlton Hotel

Rasa Sentosa- best at Sunset. for those who love sand and the sea.

Fullerton Bacchus($$$)

Raffles Marina- intersting idea to be surrounded by the sea and yachts.

Ponggol Marina- not unlike the Raffles one

Plaza Parkroyal($918)

singapore zoo or bird park-since we both love nature and animals especially this is an option.

Legend at Fort Canning

Furama Riverfront($888)

club chinois ($48 per pax)

Hotel Phoenix ($25 buffet...so cheap?)

Aloha chalet ($68 per pax,min 30 pax) - a no fuss, all day also can option

Cosy Bay- a place of some sentimental value to agnes and myself, since we spent many a meal there in our courting days. also a couple of significant milestones were marked there.

Peony Jade (weekends min 10 tables,weekdays min 2 tables)

Esplanade VTeaRoom (40++/pax)

Burkhill Hall- at the Singapore Botanic gardens. but have to arrange tentage and catering as well.

Masonic Club-Mon to Fri $19.95, Sat / Sun / PH $23.10
Cheap and centrally located.

Hark music cafe-small and cosy

My Secret garden

Flutes at the Fort

British Club ($30.00+ per person, min 30 pax)
"On the doorstep of the Bukit Timah Nature Reserve, the British Club serves up quality international and Indian cuisine in comfortable surroundings. So promise your love in the unique setting of the British Club, caressed by lush tropical greenery and guarded by hills."



Mandai Orchid gardens ($38.00++ per person,Minimum 50 persons)

SHERATON TOWERS $50+++ per person for solemnization.

Love in Motion @ Milky Way $22 per guest (SDS member)/ $25 (SDU member)/ $28 (Non member)

Gardenasia- ulu...and no prices stated

Essential brew- Minimum 25pax $33+ per pax

Equinox- 1.8 to 2 k!!

Coriander Leaf @ Gallery Hotel

Little bali

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I know nothing except the fact of my ignorance.

Monday was my dearies birthday. So after work Iwent to pick her up and we went to Equinox for a little fine dining. I must say that no matter how many times you go there the view from the top is still breath-taking. One of these days we have to go there for brunch, lunch or tea.
The service and food was great also. Although it all came up to nearly $200 all in, I would consider it money well spent considering how well they treated us. Really puts into perspective our experience at Jewel Box. We paid even more then for a dinner which came no where near the equinox in terms of quality nor service. In fact we not even got back to them for our complimentary meal after I had given feedback to our unpleasant experience.
As with all fine dining, the portions were rather smaller than we were accustomed. But it tasted good (to me at least). Agnes has a slightly different palate than me but she was impressed also as far as I could see.
Oh...and Agnes just adores the toilets at Equinox Complex!

Tuesday I reported for in-camp. Was another of those aimless days where nothing happened. An awful waste of a good day. We were given no bunk nor any instructions. I ended up taking a long nap in my car after lunch. Worst part was that after a while the car battery went dead! SO I had to call the AAS to come down and help me jump start the car. My fault really, should never let the car run on its battery for so long. The AA guy finally came and then it was one red-tape situation after another. There was an official event on so certain roads in the camp were closed. I ended up having to help the guy carry his battery and equipment to my car from the parade square.
Quite a bad day. was tired, bored,sweaty and wet (due to the rain that afternoon). Could not wait to get home to get a long, hot shower.

On wednesday, was a better day as there was actually some stuff to do in camp so time passed a bit faster. Better yet, we spent most of the morning in a plush air-conditioned auditorium! Every one gave their welcome addresses and such. And then 43 of us were seconded out of our unit. A few others went MIA, as they re-joined the unit when actually they were supposed to have been with my group. Go figure.
At least I had some purpose and a group of friends now. Funny how I unwittingly became the link between the guys from my old unit and the other people from other units. I seem able to traverse between the hokkien pengs and the engrish educated guys well. hahaha..another feather in my cap.
I hung around with my old camp mates from my active days, some from my old ORNS unit and the many new guys to join us (from my perspective). I guess I am in a unique position having known and served under all 3 groups that i happen to know almost everyone and people seem to know me even when I do not recognise them by face.
Mainly our duties for the duration of the ICT consist of doing odd jobs and helping out where needed. I am sort of like the right hand man of our group IC. Hahaa...that is unofficial, but sems when people want permission to go or do anything or need information they come to me rather than anyone else as they are more familiar approaching me.

After that I went pick up my dar from school and then swung by PPWC to pick up yenling. We then headed over to marina Square for dinner.We ate at one of the chinese restaurants at the food wing. In retrospect, i was rather tired and under the weather. Felt a little out of place with the 3 girls. Felt it a little forced that they had to include me in their conversation. Normally in such a situation I would go entertain myself and then meet up with them at the tail-end of their dinner. That way the girls can talk without having to be concerned about me and having to be wary of what they say in the presence of a guy.
The food was ok, but my main dish, ox tail noodles in wine took like forever to come. The girls had already finished their meal by the time mine came. And then my dessert also too longer than expected to arrive. That one I do not understand. My was the simplest one to make which consisted of ginger soup and 2 peanuts filled rice balls yet arrived last after all the other more elaborate desserts had arrived.

Thursday was more of the same in camp, bt at least we had some direction and purpose.
Agnes went to meet Shan Shan after school, so i went straight home and cleaned up all my hamster cages.

Friday more of the same. Then after lunch some good news. The person in charge of us allowed us all to go off home in the afternoon. So I took the opportunity to go home and change into my civillian clothes and meet up with my sweetheart.
We went to Esplanade to photocopy some music sheets, went city-link to get a Phantom of the Opera DVD, Then to funan to look for a particular music book.
Then it was to thomson plaza where we found Agnes a new phone.She loves it. Only problem is transferring all ther old smses and data to her new phone. We had dinner at Pizza hut, continued our search for the elusive music book and grabbed some food from the hammies and bunnies.Hams + Buns = Hamburgers!! Lame joke, I know...


On Saturday I picked up Agnes and headed straight to my place. We played with the bunnies and explored some of the extra features on the Phantom DVD. After that was dinner at Romano's opposite my house and then birthday cake cutting back at my house. The it was Animal Planet time in my room. get your mind out of the gutter. We actually lay in bed watching the Animal Planet Channel until it was time to send my lovely princess home.


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